Lack of Higher Education Perpetuating Poverty
The future of young Filipinos is presently a game of odds. Due to their risky situation and lack of collateral, young but high potential dreamers are considered unbankable by formal financial institutions. There are presently 18 million learners in the Philippines who don’t have access to bank credit. InvestEd exists to change this unfair reality.
Solving education access for the bottom of the pyramid
InvestEd is the leading company in the region solving financial inclusion for unbanked youth. It is led by Carmina Bayombong who sought to help the next generation of young dreamers succeed in a fast-changing world.
Our 2025 Vision: InvestEd as One of the Most Inclusive and Sustainable Student Loan Companies
InvestEd empowers under-resourced youth in their journey from education to adulthood by providing them with success essentials. By 2025, we aim to enable the success of millions of students who are poor in resources but rich in ambition.
“InvestEd is tackling a critical pain point for our educational system. Providing our youth with financial access to a solid education will ensure our country's long term development, and their innovative underwriting, collections, product development and interactive coaching techniques reduces the perceived risks in student loans. I certainly want to be a part of this journey with them"
Credit Suisse | Goldman Sachs | Trusting Social | ING Bank
"What makes InvestEd different and sustainable is the way it empowers students, not just in finishing their degrees, but in pursuing relevant careers. More importantly, it also inspires them to pay it forward by helping others."
2GO Group Inc. | MERALCO | Smart Communications | INDRA Philippines | Philippine Society for Training & Development
"Schools have a duty to provide quality education to their students, and make sure they graduate. InvestEd helps keep their students in school by providing students with an alternative source of funding so that they can concentrate on their studies."
Dr. Aura Matias
University of the Philippines | National Engineering Center | The Outstanding Women in Nation’s Service Foundation | National Academy of Science and Technology | Commission on Higher Education
48% of our Investees are the first in their family to attend college
81% of Investees are low-income to poor
52% had previously stopped schooling due to various reasons like financial constraints, teenage pregnancy, and family issues
62% are from families that have borrowed from predatory lenders before InvestEd
64 days average job placement rate of our graduated Investees. Much faster than the national average of 180 days
Average 117% increase in total household income for our graduated students
Our graduates’ average salary is 43% above Metro Manila’s minimum wage