Privacy Policy

Educ4all Lending Inc. (Formerly Edvestment Inc.)

Educ4all Lending Inc. (“Educ4all Lending Inc.”), formerly Edvestment Inc., is a corporation duly organized and existing under the laws of the Republic of the Philippines, with Company Registration Number CS201629776 and Certificate of Authority No. 2714 and with address at Unit 908 Rosemont Tower, 75 Pasay Ave, Brgy Paligsahan, Quezon City, Metro Manila.

Educ4all Lending Inc. owns and operates http://www.invested.ph (the “Site”) of the InvestEd Student Loan Program, a matching and tracking platform for partner lenders and student borrowers to extend loan benefits to student borrowers. Educ4all Lending Inc. partners with individual and corporate lenders, foundations and financial institutions and facilitates loan applications, repayment, employment and financial literacy coaching for student borrowers.

This privacy policy (“Privacy Policy”) sets out the basis on which we will process, store, and disclose any Personal Information we collect from you or that you provide to us in connection with the Site, or in connection with the products and services that we offer, including loans, and educational and training programs (“Services”). By using the Site, you signify that you have read, understand, and agree to be bound by the Privacy Policy, regardless of whether you have registered to use any of our Services. Please read the Privacy Policy very carefully. If you do not wish to be bound by Privacy Policy, you should not access or use the Site or Services.

Personal Information

Educ4all Lending Inc. may collect and process the following information about you through your use of the Site or

Services:

Note that if you choose not to provide your Personal Information, Educ4all Lending Inc. will not be able to provide you with Services or respond to any queries you may have. By providing us with your Personal Information, you are consenting to Educ4all Lending Inc.’s sharing and use of your Personal Information consistent with the Terms of Use.

Collection and Use of Personal Information

You may be asked to provide your Personal Information anytime you are using the Site or Services. Educ4all Lending Inc. may share this personal information and use it consistent with the Terms of Use. Educ4all Lending Inc. may also combine it with other information to provide and improve Educ4all Lending Inc.’s products, services, content, and advertising.

Educ4all Lending Inc. gathers some information automatically and stores such information in log files. This information includes internet addresses, browser types and languages, operating systems, date/time stamps, etc. Educ4all Lending Inc. uses this information to understand and analyze trends, to administer the site, to learn about user behavior on the site, to improve its product and services, to manage loan portfolio and credit risk, and to gather demographic information about its user base as a whole. Educ4all Lending Inc. may use this information in its marketing and advertising services.

Log Data

Like many Site operators, Educ4all Lending Inc. collects information that your browser sends whenever you visit our Site ("Log Data"). This Log Data may include information such as your computer's Internet Protocol ("IP") address, browser type, browser version, pages of our Site that you visit, the time and date of your visit, the time spent on those pages and other statistics. In addition, Educ4all Lending Inc. may use third party services that collect, monitor and analyze these information.

Communications

Educ4all Lending Inc. may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information that may, from time to time, deemed necessary for dissemination to users. Providing your Personal Information grants Educ4all Lending Inc. permission to send such materials.

Cookies

Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer's hard drive. Like many sites, Educ4all Lending Inc. uses "cookies" to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of this Site.

Security

The security of your personal information is important to us and we strive to protect users from unauthorized access, alteration, deletion, disclosure or destruction of information we possess. In particular:

Changes to Privacy Policy

This Privacy Policy is effective as of August 13, 2018 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. Educ4all Lending Inc. reserves the right to update or change its Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after Educ4all Lending Inc. posts any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If Educ4all Lending Inc. makes any material changes to this Privacy Policy, Educ4all Lending Inc. will notify you either through the email address you have provided us, or by placing a prominent notice on our website.

Termination of Account

If you wish to terminate your account or remove any content or information in your account. Please contact us immediately.