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InvestEd Envisions a World Where Every Young Dreamer Has No Barriers to Success

The lack of higher education perpetuates poverty. It is the mission of InvestEd to break the cycle one student at a time through student loan programs.

The Challenge

Lack of Higher Education Perpetuating Poverty

The future of young Filipinos is presently a game of odds. Due to their risky situation and lack of collateral, young but high potential dreamers are considered unbankable by formal financial institutions. There are presently 18 million learners in the Philippines who don’t have access to bank credit. InvestEd exists to change this unfair reality.

Solving education access for the bottom of the pyramid

InvestEd is the leading company in the region solving financial inclusion for unbanked youth. It is led by Carmina Bayombong who sought to help the next generation of young dreamers succeed in a fast-changing world.

Our 2025 Vision: InvestEd as One of the Most Inclusive and Sustainable Student Loan Companies

InvestEd empowers under-resourced youth in their journey from education to adulthood by providing them with success essentials. By 2025, we aim to enable the success of millions of students who are poor in resources but rich in ambition.

You're in Good Hands

InvestEd’s community is committed to your success. Reach your dreams with InvestEd.

Johnny Escaler

“InvestEd is tackling a critical pain point for our educational system. Providing our youth with financial access to a solid education will ensure our country's long term development, and their innovative underwriting, collections, product development and interactive coaching techniques reduces the perceived risks in student loans. I certainly want to be a part of this journey with them"

Johnny Escaler

Credit Suisse | Goldman Sachs | Trusting Social | ING Bank

Adrian Robles

"What makes InvestEd different and sustainable is the way it empowers students, not just in finishing their degrees, but in pursuing relevant careers. More importantly, it also inspires them to pay it forward by helping others."

Adrian Robles

2GO Group Inc. | MERALCO | Smart Communications | INDRA Philippines | Philippine Society for Training & Development

Dr. Aura Matias

"Schools have a duty to provide quality education to their students, and make sure they graduate. InvestEd helps keep their students in school by providing students with an alternative source of funding so that they can concentrate on their studies."

Dr. Aura Matias

University of the Philippines | National Engineering Center | The Outstanding Women in Nation’s Service Foundation | National Academy of Science and Technology | Commission on Higher Education

A Platform for Success

48% of our Investees are the first in their family to attend college

33% Male

67% Female

81% of Investees are low-income to poor

52% had previously stopped schooling due to various reasons like financial constraints, teenage pregnancy, and family issues

62% are from families that have borrowed from predatory lenders before InvestEd

64 days average job placement rate of our graduated Investees. Much faster than the national average of 180 days

Average 117% increase in total household income for our graduated students

Our graduates’ average salary is 43% above Metro Manila’s minimum wage

Ready to Empower Our Future?

Enable someone’s dreams now

Take the first step in helping our Filipino Youth. Read our Investor FAQs.

Our Partners

  • Expo 2020 Dubai
  • Ideaspace
  • Cartier
  • Asian Institute of Management
  • Obama Foundation
  • Credit Suisse
  • Unicef
  • Expo 2020 Dubai
  • Ing
  • Johnson and Johnson
  • Laborem
  • Rodolfo & Milagros Dimayuga Memorial Foundation
  • InBEST Ventures
  • UnionBank
  • Lazada
  • Kinobi
  • NextPay
  • Bulacan State University
  • Arellano University
  • First Acadamy of Computer Arts
  • iAcademy
  • Technology Institute of the Philipinnes
  • CITT
  • Junior Philipinne Institute of Accountants
  • Sibol